Privacy policy

DebtHelpTown operates an educational website. We are not a debt settlement company, debt relief provider, lender, credit counselor or law firm. Some pages show quizzes, forms or appointment calendars provided by independent third-party companies.

The quizzes, forms and calendars on this site are embedded from third-party companies. Information you enter there, such as your name, email address, phone number, state or debt amount, goes directly to that company and its service providers. DebtHelpTown's website does not receive or store it. The company may use it to respond to your request, including confirmations and follow-up contact. That company's privacy policy and terms, linked within its form, govern its use of that information.

DebtHelpTown's website does not copy form answers into its own database, logs, analytics, email or tracking pixels.

Like most websites, this site may receive limited technical information such as browser type, device type, referring page, pages viewed, approximate location derived from an IP address, and interaction events. This information may be processed by our hosting, security, analytics and advertising providers.

Third-party forms may only appear in states the company running them serves. To decide what to show, the site estimates your state from your IP address and asks you to confirm the state you live in. Your state is used to choose the right form or page; DebtHelpTown does not save it to a database.

The site uses cookies and similar technologies for operation, security, traffic reporting and campaign measurement. This may include advertising pixels, such as the Meta Pixel from Meta Platforms (Facebook and Instagram), which help measure the performance of DebtHelpTown's ads.

Our pixels record only two events: that a quiz or form was submitted, and that an appointment was booked. They do not record names, email addresses, phone numbers, debt amounts or any form answers. The advertising provider handles the information its pixel receives under its own privacy policy.

You can decline non-essential cookies in the cookie banner. The third-party quizzes, forms and calendars may use their own cookies under their own policies.

After you complete a third-party form, your browser may keep a simple note that it was completed, so the site can show a thank-you message instead of the quiz on your next visit. This note contains no personal details and stays on your device. Clearing your browser storage removes it.

DebtHelpTown does not host its own email, text message or newsletter sign-up form, a contact form that asks for personal details, or a chat that collects personal details. If that changes, we will update this Privacy Policy before any collection begins.

Automatically collected information may be used to operate and secure the site, understand site performance, measure advertising, improve content, prevent misuse and comply with law. DebtHelpTown's website does not hold form submissions, because those submissions go directly to the third-party company.

We may disclose limited technical information to vendors that help host, secure, analyze, advertise or operate this site. We may also disclose information when required by law, to protect rights and safety, or in connection with a business transaction.

DebtHelpTown keeps limited technical and measurement information only as long as reasonably necessary to operate, secure, measure and improve the site or comply with law. Information entered in third-party quizzes, forms and calendars is not stored by DebtHelpTown's website; each company's privacy policy describes how long it keeps that information. Advertising providers such as Meta keep the information their pixels receive under their own retention policies.

Depending on where you live, you may have rights to request access, correction, deletion or information about certain processing. You may also be able to opt out of targeted advertising or certain cookie uses. A privacy-request email will be published below before launch. We may need to verify a request before acting on it.

Browser or device settings may let you limit cookies. Advertising platforms also offer their own preference tools; for example, you can review Meta's ad preferences in your Facebook or Instagram account settings. Turning these off may affect site features or measurement.

This site is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children through this site.

We use reasonable administrative, technical and organizational safeguards appropriate to the information this site handles. No method of transmission or storage is completely secure.

We may update this Privacy Policy as our services, vendors or legal obligations change. The date at the top of this page shows the latest revision.

DebtHelpTown does not operate a visitor contact form. For information you entered in a third-party form, use the contact details in that company's privacy policy, linked within its form. A business email for DebtHelpTown will be published here.